Frequently asked questions
How do I get started with you?
Just get in touch through our contact form or give us a call. We’ll set up a time to discuss your goals, and from there, we’ll guide on next steps.
What is asset finance, and how does it work?
Asset finance is a way to fund purchases of equipment, vehicles, or machinery for your business without tying up large amounts of cash upfront. Instead, you pay for the asset over time, making it a flexible option to help grow your business.
How much deposit will I need for a home loan?
Deposits vary, but generally, 20% of the property’s value is preferred, 30% for an investment property. There is flexibility there, though, and we’ll walk you through your options to find a solution that works for you.
What’s the process for applying for a loan?
It can be easier than you think. Start by booking a chat with us, where we’ll discuss your needs and goals. From there, we help you with the paperwork, liaise with lenders, and keep you updated every step of the way.
To apply, you will need to gather information about your income, savings and ability to service the loan, but don’t worry, we’re here to help and our goal is to make the process as smooth and stress-free as possible.
Can you help me secure a loan for my business?
Absolutely. Whether you’re starting a new venture, expanding your current business, or need financing for assets like equipment, we’re here to help you find the best lending solutions to fuel your growth. We’ll handle the heavy lifting and negotiate with lenders on your behalf.
How does refinancing work, and why should I consider it?
Refinancing is simply the process of replacing your current loan with a new one, often at a lower rate or with better terms. This can help you save money, access home equity, or shorten your loan term. We’ll review your situation and let you know if refinancing could be a smart move for you.
Do I have to pay for your advice?
Our initial consultations are free, so you can find out if we’re a good fit for you without any cost. We’ll walk you through any fees upfront for ongoing services—no surprises, just honest guidance.
How much can I borrow for an investment property?
Investment property loans work similarly to home loans, but they also consider potential rental income and a few other factors. Chat with us for a deeper dive into what you could afford for your next investment.
How much can I borrow for a mortgage/home loan?
The amount you can borrow depends on your income, expenses, credit history, and the deposit you’ve saved. To get a quick idea, try out our mortgage calculator right here. For a more detailed assessment, get in touch, and we can help you understand your borrowing capacity based on your unique situation.
What does a mortgage advisor do?
A mortgage advisor helps you navigate the loan process from start to finish. We’ll assess your financial situation, find competitive loan options, and handle the paperwork and negotiations with lenders to make the process as smooth as possible. Our goal is to help you find the right loan and make confident, informed decisions.
What kind of financial advice do you offer?
We provide personalised advice for a range of financial needs, whether you’re looking to buy your first home, build something new, grow your business, or invest in property. Our team also helps clients explore refinancing options to make sure they’re on the best deal available. We’re here to make the process simple, clear, and tailored to your goals.
